IRS definition of a dependent.To claim a child as a dependent, the child must be under 19 or under 24 if a student.

NOT a Quitclaim Deed, as you may often see online, because Quitclaim Deeds do not fully warrant the rights and covenants of property as does a Grant and/or Warranty (or equivalent depending on state) does.

The main hassle of conventional lending is being able to provide proof of income and seasoning.

Does any one have any leads on lenders who provide loan for groundup constructions and the criteria?

Depends.

So depending on if you are using it personally and want to have it pay for itself or you just want cash flow will help determine where you should look and what type/size home you want to consider.Please reach out anytime and let me know if I can be of help.

Our state licensing department provides the list of licensees for free upon request. 

@Adonis Williams, you've received great comments: It depends on so many things, including FICO, LTV, type of loan, etc.

Patricia,I wouldn’t rely solely on the seller’s agent, as they are only sharing information provided by the seller and represent the seller’s interests, not yours.

Currently, I am looking at Hemlame for local, I tried to use them for an out-of-state investment property, but the cost with an agent would end up far greater than a full-service property manager.The dream option would combine all accounting, bill pay, rent collection, provide eviction services, and maintenance coordination outside of normal hours.