Asking in the correct forum will get a better response.Need a spreadsheet or form?

It's a possibility here, even more so with some of the market correction we've had, but I think the price point makes more sense if you have the flexibility to live outside of Fort Collins, even if it's just for a couple of years.

If Federal government has a magic "flip-it" wand can't they wave to, IDK, make me age in reverse?

But you need to make sure you're buying correctly.

Open to being corrected if I’m wrong, it happens.In that case, where tax code doesn’t specifically provide support for a scenario we need to rely on other secondary sources - hence the Pub reference.  

Now I'm second guessing if this is the correct move. 

Some will tell you that once the payment has been made for 12 months by the other party then it will not be included but that is NOT correct. 

As far as financing, with the brrrr strategy I would need to wait until I have some equity in the property correct?

Yes, you’re correct….but in my experience, they are usually the owner 

Have a business conversation with a tenant, send them an email summary of the conversation and ask them to confirm you got it correct.