Hey everyone,My name is Hadar Cohen, and I'm a new foreign real estate investor.I recently received a loan of $120,000 in my home country at a 6% interest rate, giving me the full amount needed to purchase a property in the U.S.I understand that it’s common practice to finance a property by taking out an 80% loan from a hard money lender at around 11% interest.

I wanted to see how everyone else is doing with their rentals in North County San Deigo.We have rentals in the Oceanside, Vista, Carlsbad, and San Marcos areas.We have noticed a shift in our vacancies.

Mail people that appear to be in a tight spot - i.e. 90 day notices, unpaid taxes, ect. 

However, landlords must ensure that their late fee provisions are "reasonable" and do not violate the state's usury laws, which prohibit excessive interest rates and charges.Under Maryland law, commercial landlords are required to give tenants at least 45 days' notice before increasing rent or changing other lease terms, including late fees.

Steve: If you are going to bid on an Ohio Common Pleas Court  foreclosure, the process is pretty safe because the foreclosing lender has to include a "PJR" which is actually a "Preliminary Judicial Report" which is a title report and include a commitment for title insurance should the bidder be successful and the property to be conveyed.This differs from a liquidation auction by a lender, private auctioneer, receiver (other than an actual foreclosure case) where you might be successful but the property has pre existing liens that don't get swept away by the foreclosure case.For your first one of these, get a lawyer to advise you.

Can I ban smoking in the building, including common areas, mid-lease?

Yeah I noticed newly accredited investors that make maybe 150k a year when they put in 25k to 50k want to the world.

I would say my situation is unique or special but I'm sure it is more common than I know.

Once you move up to Multi-unit units you now add provisions upkeep of all common/shared spaces.   

Idk the models but each will be separately metered and you will need a fourth common meter also.