The guest/investor mentioned he wrapped an existing mortgage; the seller retained legal title and the investor obtained equitable title.Q: If the seller had a judgement decreed against him and a lien was subsequently placed against the property;  is not the title now clouded?

I know the first person to record is the first in line to get paid however I know some liens supersede this rule.I would also like to know if there is a good book I could read to learn about auctions and all the different types of liens that can cloud title.THank you 

Brian Cloud has a good reputation in the Birmingham area.

Will appropriate clauses in the contract also protect against a cloud on the title?

Title insurance is protection that the title is marketable and chain of title is good and there is no cloud.

There are quite a few comments on BP about filing liens to cloud title.

Please don't take that as a grey cloud comment or cynicism, I've just run into it quite a bit myself, as have others.

The title company will address any clouds on title before closing and if there is still a title issue later on, you're protected.  

I don't personally work on them or chase rent.

I am looking at infrared cameras, where footage would be dumped to the cloud, and I can monitor on my smart phone.