You should be made aware that reporting a collection account is indeed considered a collection activity.

Mortgage bankers and brokers are still very active.

Your points on balancing timeless features with a few trendy touches make a lot of sense.In South Bend and Elkhart, I've noticed that first-time homebuyers are quite active, so modern yet budget-friendly finishes are often a hit.

JD actively invests in the Poconos region, most recently acquiring a $5M BRRR project.

The return on investment will come a bit later down the line as you free up your time, focusing on higher leverage activity and having all these extra qualified leads coming in. 

Appreciation with the Fed actively trying to push rates downward?

As mentioned in the original comment, I believe many of these properties will shift back to long-term rentals or single-family homes.In North Georgia, where I’m located, we’ve seen significant changes in our two most popular STR markets—Fannin (Blue Ridge) and Gilmer (Ellijay) counties—with nearly 1,000 active listings, a 42% increase from 2023.

The city also enjoys consistent annual population growth and ongoing large business activity/investment.  

We are actively looking for good new value add opportunities.

We are over 20 experienced CPAs active in these forums, many of whom specialize in assisting real estate investors like yourself.