Usually you make a few points at closing and then the interest-only on the loan monthly with the principal coming due at maturity. 

For an owner-occupied property with 5% down, consider a conventional loan with a renovation option like Fannie Mae  or Freddie Mac.

More on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

(We used our cash on this one and are using a dscr loan on the next one.)Deal number 2 has already been purchased, and we are eyeing deal number 3 right now. 

We have one right now we are in where the borrowers loan has matured and they as part of the restructuring want to convert the loan to a 30 year fixed loan at 1/2 the interest rate of the current loan.

We are not building but lending and buying defaulted loans on new builds and the uptick in defaulted loans on new builds we have seen a big uptick because pricing is not where it was anticipated.

I typically structure these transfers of money as loans.

Here are 10 tax tips every homeowner should know:1️⃣ Mortgage Interest Deduction: Deduct interest on loans up to $750K!

VA loan How did you add value to the deal?

This is not the place to cheap out over a few hundred dollars.Lots of lenders and virtually all borrowers never read their loan documents.