Limited risk for them, limited risk for us.  

There are usually limits on the percentage of units that can be rented out.

They are generally small with limited floor and wall area.

Quote from @Alex Gatchalian: Your equity is not a savings account from which you can withdraw for free.

Any opinions expressed are only that and at best are based on the limited facts given.Experience is built on good and bad decisions. 

I do showings by appointment only so that I can limit the occupancy in the property.

I am assuming you have very high credit limits on your cards.

It is my understanding that the STR rules in Cleveland are as follows: - Density limits: In residential districts, STRs can't make up more than 15% of the total homes on a block or units in a multi-unit building. 

For business owners, having a separate legal entity, such as a corporation or limited liability company, provides the unique ability to create a credit identity with business credit reporting agencies, also known as a business credit profile.Reality check:  > Funding your business with your home equity or personal savings/guarantee is a HUGE risk  > ~45% of Small Businesses applied for a Business Loan in 2023  > Less than 2% of SBA Loans are actually funded/approved  > 29% of Small Businesses FAIL because thee run out of Capital  > Your company’s name on a credit card is NOT corporate credit (if you used your FICO score to get it)  > Business (EIN) credit will open new ways to finance your growthIf you keep doing what you've always done, you'll keep getting what you always got!

The options become more limited.