Such would be instrumental towards commanding top rental returns, minimizing taxes and establishing better operating procedures.So far, I have gone to two of my local banks but they refused to do business with me since I do not have two years worth of tax returns. 

And it is clearly in most of these instruments an event of default and the lender as you say ( may at their sole discretion call all sums due and payable and not accept anymore payments on the note).

(not that I even know either of these two men, it's just a made up conversation for illustrative purpose).That have to stand before the court for doing advertising outside their "Relm of Expertise" on a (I think) what is a non-financial instrument in the USA might not amount to anything other than attorney fees.I pulled from the internet: Cryptocurrencies are not financial instruments under U.S.

I knew next to nothing and I certainly did.Another piece of the truth is that some people are simply eminently unsuited to investing in mutual funds.

In order for the plaintiff to do that, the plaintiff must prove two things: there must be a unity of interest and ownership such that the separate personalities of the entity and the owner no longer exists; andan inequitable result will follow if the acts are treated as those of the entity alone.Unity of Interest and OwnershipThese are factors the plaintiff could use to show a unity of interest and ownership exists:one individual's ownership of the entire entity;use of the same office or business location by the LLC and owner;commingling of funds and other assets of the owner and the entity;an individual holding out that he / she is personally liable for debts of the corporation;failure to maintain minutes or adequate corporate records;disregard of corporate formalities;absence of corporate assets and inadequate capitalization; andthe use of an entity as a mere shell, instrumentality or conduit for the business of an individual.Importantly, no single one of these factors is determinative, but the court must examine all the circumstances to determine whether the “unity of interest” test is met.

If the LLC is not an option with the realtor business (eliminates S-Corp election option) then I don’t think it is worth setting something up for investment purposes assuming you don’t already have a large RE portfolio.As for your other question, for most of my business owner clients I recommend using Interactive Brokers because interest earned on just cash (not putting it in any financial instrument or security) earns a very competitive rate relative to the many alternatives.

@Grant MedCheck Fannie Mae security instruments and notesThey are standard forms Make sure to get an attorney involved to draft all docs

CA has whats all an AITD  "All inclusive Deed of TRUST" this is a brilliant debt instrument.. that allows you as the seller (beneficiary) on the wrap to foreclose without any legal snags.U have to continue to pay the person you bought property from though and that is the EXTREME risk to selling on Wraps if you have little to no reserves.. your buyer defaults and now your chunking out money monthly why you are foreclosing which takes a year in most places and cost 3 to 10k in most places.

There must be so many of then the Clerk has set up the term as an instrument type search term. 

I think the problem sometimes the bp community runs into is the people most attracted to these ideas are often the least financially sophisticated people, they don’t understand risk, they don’t understand cap rates, they don’t understand debt structure and instruments, they often don’t even understand basic financial concepts.