My name is Halle Hannaford and I live in Atlanta, GA (technically Smyrna) with my husband.

Tami technically tenants are supposed to do lots of things in the lease or for common sense.Real world is they do not own it so will not take care of it.

@Dave Savage The main local bank that we use can typically close in two weeks.They provide a letter from the bank that says, "Borrower" has an account with $xx.xxx available to purchase property located at 1234, delilah ave, city, ohio.This technically a loan but we write as cash offer.The fee is also less than half of the cheapest HML fees around here, which typically start at 3,000 and go up to 5,000, the two I am most familiar with locally.

Technically huds counter is not a binding counter, it just states what they will accept.

What he does with them on that side is beyond me technically.

I would suggest using investor carrot if you have no technical background.

In my area a lot of the townhouses are technically condos.

RBC made a policy choice last year to fill a gap most of the Big-5 Canadian banks have: 5 & 6 unit properties are "technically" commercial, but the commercial lending department won't touch anything <500K {possibly higher in TO and Vancouver} and really do not like to bother with deals <1-million.

Family got into real estate after the crash and we have been acquiring mostly buy and hold properties ever since (23 and counting)Technically I guess I'm a real estate broker now but I mostly do SOI deals and investor deals for myself and other fellow investors but it's mostly a fun side job that anything else.Really looking forward to getting to know everyone and learning!

It's a great state to be in the temporary industrial staffing business too....for much the same reason.