It’s not necessarily commingling the entities to have them all as additional insureds on one insurance policy if there is a valid business purpose (think general contractor in large construction) but in this case it goes to an argument that they aren’t really separate entities.

They aren't licensed or insured.At least a PM is typically licensed and insured.From what I've heard Joshua Tree is very saturated so it sounds like your doing good to break even.Since you seem to be doing everything right and going beyond what many are doing, adding someone else to manage the property will just lower your Net profits from having to pay them.

Hi Haley - It can be difficult finding the right lender, especially when credit unions aren’t aligning with your needs.

It might be different if you were renting by the room, but you aren't.

@Dave Naphy HELOC would be best for a flip so you aren't paying high int rate long term.Cash Out Refi would be the better idea generally for a rental.

Other than the inspection report, there aren't a lot of reasons why buyers change their minds after submitting an offer.Since these are legally binding contracts, you could be opening yourself up to be liable for losing your hand money and even paying the full purchase price of the contract you sign.

So make sure the reasons aren’t protected reasons and be prepared to defend those reasons to the government. 

You aren't there, yet. 

You aren't buying your first property in an LLC.

My approval odds aren't great, I'm a first time investor without any exciting financial history. 640 credit.