NON licensed.you work for top producing agents and cordiante their transactions.. following critical dates making sure contracts are all signed and dotted.. following up on EM deposits following up on lenders  apprasiers  inspectors etc etc.you get to learn the business from the business side .. 

If I understand your goals correctly, you want single family that produce both income and wealth.

To build wealth, live a frugal lifestyle and invest in income-producing assets.

I’m going to wait until the new list is produced in mid June. 

There are a lot of options in Bayview at that price point, many of which have in-law units that can produce solid revenue.

The classic FICO credit score is produced from software developed by Fair Isaac Corporation and is available from the three major credit repositories.

You need to be producing funds from an apartment deal where all of the tenants will be covering your business expenses and your debt payment without you having to come out of your pocket. 

My goal is to never retire from doing what I love to do, which is buy great income producing real estate. 

Rent-wise, comps are about $2500/mo, which is just above break-even, but it's almost 18 years before it will be paid off.From an income tax-perspective, we are in the 24% bracket and both properties at this point mostly offset the principal gains with only ~$250/yr due for our KM condo and ~$100/yr due (estimated) for our Santee condo.Now that I am really attempting to understand these numbers for the first time, I see that we have a ton of equity that is producing zero cash flow.

Obviously banks require you to have some skin in the game but ideally maximum returns will be achieved with as close to 100% financing as possible.A income property that can not produce positive cash flow with 100% financing will always require that the investor buy their cash flow with their own money.