However, depending on your loan type, if you put less than 20% down, you may have PMI (private mortgage insurance) which will make your monthly payment higher by up to a couple hundred dollars.

Maybe they could do some sort of private reverse mortgage?

If you are in the vacation rental business, spending even a nickel on SEO is a complete waste of money. 

Logan if you end up pricing $75K on this one, definitely get in touch with me since a 15% return is very attractive for our private equity fund acquisition. 

The loan can be called, but in the 45 years I have been doing this I can only recall a handful of cases and it usually was Credit Unions or private money lenders.  

Once the rep helps you with this, then you ask for their supervisor (since they make more money on having calls transferred) and promote how well that rep helped you; then, you ask the supervisor for the same thing.This was told to me in a seminar (a guru one at that); however, this is dependent on your personal ability to not spend the CC's.  

But STRs will be excited to get away from everything, spend time on the river and nearby skiing! 

Currently, I live in Hawaii, house hacking my own property, and am looking to expand into out-of-state long-term rentals.My goals now are to master the art of wholesaling, continue raising private money, and build a strong portfolio of long-term rentals.

Spend LOTS of MONEY on mass marketingThe "rate locked affect" is limiting a large portion of the market and stopping transactions from happening.

It can be draining if you work all day, then need to drive 2hrs after work and spend 4-5hrs working at the house and then 2hrs back.