Compared to a bank you have a great relationship with.

About how much higher of a premium interest rate can I expect to pay on a DSCR loan compared to a conventional loan interest rate? 

As compared to other states, Texas some of the strongest protections for home equity borrowers.Although the law is complex, the following provisions are among the most significant:Limits on Total Debt:The total of all mortgages may not exceed eighty percent (80%) of the fair market value of a homestead at the time a mortgage is issued.

It's always a good idea to shop around and compare to find a PM that aligns with your goals.

.● Familiarize yourself with comparable properties (comps).● Understand what needs to be done in terms of improvements or renovations.● Be knowledgeable about the internal rate of return (IRR) for the investment.● Determine the anticipated holding term for the property.● Know the initial capitalization rate (going-in cap).● Project the exit capitalization rate (exit cap).When facing objections while raising capital, it's important to dig deeper to understand the true underlying concerns.

In-unit washers and dryers could also be a big draw, particularly in a market where such amenities are scarce.Market Comparisons: It might be helpful to look at comparable properties in the area that have and don’t have central AC.

It’s great that you’re considering the U.S. market, especially with your wife’s ties to Ohio.With a budget of $150-200k, you have some solid options, especially in the Midwest where property prices can be more favorable compared to coastal markets.

How do your profits compare to LTR if you don't mind me asking? 

Create a simple spreadsheet or written list to compare the features of each and identify the ones that align with your requirements.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.