House hacking is an incredible way to live affordably while building wealth through real estate.

A lot of people tend to mingle these things when they talk about "break even" or "cap rate", but that leads to a lot of confusion.Let's use some real numbers which may be easier to understand. 

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

If there is, get a real appraisal with as is and ARV and put together a REAL SOI that you think is conservative from multiple GC's.

., passionate about real estate investing for several years now.

@Duke Butterfield no one can really answer whether or not real estate is a good choice for you - except YOU!

You're in the right place to learn about real estate investing.

We pride ourselves in keeping the forums positive, helpful, and focused on real estate (please, no politics, religion, etc.).

., structural updates) can be added to your basis, while maintenance costs are deductible in the year paid.Since bonus depreciation is now at 40% for 2025 and 20% for 2026 under the current law, future real estate investments will have fewer upfront depreciation benefits.

Sorry to be the bearer of bad news, investment real estate is not eligible for an SBA loan.