I am a investor from NYC where I work as a artist and illustrator.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

When applying for permits we had to show proof of the lease, copies of the tenants drivers license, tenant bills with address etc. as well as proof of parking spots with illustrations and google map images.

This is just the gist of the illustration.

The deal illustrated in this string, I found in the MLS. 

It could also be a property across town, as illustrated below.

Here's a illustrative version of the example I mentioned in my post above.

So, take note of the photos posted by other agents and then take snapshots from different angles and height.Photo tips: avoid photoshoot on rainy or cloudy days; ideal time is during early morning when it is not so bright or in the late afternoon when the sunlight is not directly falling on the property but it's bright enough for taking great snapshots.Reason #6: You are stating that the photos of the property are for illustration purpose only.

This approach illustrates how leveraging equity can facilitate deals without the need for refinancing or additional payments.