I understand that by starting now and planting seeds along the way, I will be able to reap the fruits in the near future with hard work and consistency.

(ORACLE NETSUITE; Odoo Accounting; Accounting Seed, Acumatica Cloud ERP)?  

Rather than pay off your debts, you could take your initial seed money to invest with a rate of return.The big thing right now is just understanding and ensuring your rate of return on any investment you do with the cash on hand is higher than the interest rate of what you are paying off.

The actual new habitat creation design and construction needs to be outsourced to professionals, but we're hoping to get the existing mature habitat preserved for some fast-track certification that will generate seed money to expand.

For me, when I got started I had just moved back from New Zealand (during prime COVID peak) and had open options as to where I could plant the real estate seeds.

@Kiran ShilamkarWith the amount of seed capital you have, you could allocate some to SFRs to start (maybe 1-2), while learning about syndication by networking on/off forum and in-person in REI meetings on investing in commercial deals, as suggested by some already. 

Renting properties is like building a sandcastle, providing steady income but requiring constant upkeep and attention.Finally, investing in land is like planting a seed, offering the potential for big future growth, but requiring patience and a long-term vision.No matter which playground you choose, remember, the key is to wear your explorer hat, learn the rules, and have fun while building your financial future!

Seed this account with enough capital to meet any expenses that can not be paid out of cash flow.  

But maybe since a seed was planted by RomneyCare a few years ago, we can all start to work together with ObamaCare, no matter who gets in, and learn from Romney's "case study"!

I think Sanford's push to absorb Jonesboro is a great move and merging those economies and making it a single downtown that is much larger will plant a great seed for what Sanford may become in 40-50 years from now.