Often times by going non-local, you will expose yourself to a wider pool of CPAs allowing yourself a better chance at finding an expert in the field that meets your needs and fits your style.If you want to use a local CPA, check with your state CPA board and ask for a referral.

The first is that when you expand your search, you inherently expose yourself to more experts that you may hit it off with.

Then you can use the HELOC like a checking account as you describe, but not have your whole mortgage exposed to a variable rate.

Are they doing everything they can to expose properties to the widest possible market?

I would suggest however, that if you are concerned about the situation, you can mitigate further risk by taking no further actions that would potentially expose you until such time you have consulted an attorney. 

I love and respect people that  have the courage to expose the bad people out there. 

The tenants portion will go to utility pay down for that month (that encourages the tenants to get their jobs to rent the roof..thus exposing the building to more interested tenants...I anticipate a waiting list and the ability to increase rents quickly)We will have a secured bike rental for airbnb guests and tenants alike along w rentable space for tenants to store their bikes. 

Breaking into the drywall to repair the leak exposed a small amount of surface mold that is apparently from a slow leak before we bought the property.  

However, given that experience, I do not see john Smith the new guy walking into any respectable financial institution and borrowing a substantial amount of money for an investment with no money down or no skin in the game.Just a thought - a recent article that was released indicated that banks were currently exposed to real estate at approximately 118% of portfolio value. 

I have, however, heard of very unique problems that can happen only to houses exposed to large amounts of snow and extended temperatures below freezing.