Both rent and expense growth was set at 2%.

They aren't actual incurred expenses and are not deductible.CASH FLOW vs NET INCOME:  There are three main sources of differences between your actual cash flow and your net income.  1) Mortgage Payments - Only the interest expense (and maybe mortgage insurance) is an expense and deductible. 

The biggest thing with house hacking is making sure the property breaks even when you leave after all expenses.

This gets you an unoccupied home and hedges against the downside of an expensive eviction.

I know how expensive it can be for a homeowner to keep up with repairs and I try to keep their costs as low as possible, just as though it were my own business. 

If you use credit card for all expenses they are all auto entered.

I have limited funds so I don't want to start with expensive paid ads right now, but that limits my options.

If you have a high paying job it sounds like you may need to focus on cutting some expenses.2) Depends on what your current mortgage rate and LTV is.

I know this can be expensive.  

It wouldn't be a way around the regs.Sell would be something if you would make a decent profit and could find something to replace it.If you convert it to a LTR, could you absorb the expenses?