You can receive calls on your cell and or assign your VA to that same number.  

Thank you for your response.I was doing a lil research on credit karma and it said that various types of credit will help boost your score... credit cards are one form... car loans are considered installment pay,emts and there was a third kind that I dont remember.... the only bills I Have are cell phone and car insurance and they do not report to the credit bureaus  

It's a good point.On the flip side though, employers do the same thing by calling you at home, calling your cell that they don't pay for, text you, ask you to work more than the expected amount of hours without pay (salaried is just another way a company came up with of stealing time from your life at no cost to them, in my mind everyone should be paid an hourly wage whether it's $10 or $100), ask you to come in for an emergency to solve an issue that the company exclusively benefits from.  

That being said, life DOES happen, and to have no way to redemption after life has taken a wrong turn (think divorce, catastrophic accident, cancer, etc) is unconscionable, in my book.I see that you have an engineering and finance degree....surely you are not making an argument that everyone who graduates with debt is "unqualified" academically, or with an "undesirable" course of study?

In my comparisons, I had actually put them into an excel spreadsheet and color coded the cells green or red based on their answers.

She said her husband had been discussing a deal like this w/someone and it fell through - gave me his cell # and we had a terrific conversation.  

Whenever we need a temp phone we use magic jack and I am not positive but I think you can point it to your cell phone.The other option to try is GoogleVoice phone

(cell)817-525-5045

Get a lower-cost cell plan, cut or cancel cable, change the setting on your thermostat at home, turn off the AC when you aren't there.

For instance, it raised its fee on cell phones last year from $2.50 a month to $3.90.