It's coming up on Christmas and people are busy.

For example, I am a little concerned about some aspects of the business cycle recovery and a potential for a double-dip so I lean toward the safest part of capital stack which is debt (or low-debt equity).

., you, your spouse, family members, or certain business entities tied to you).

If you're living in it now, you'll probably be required to have a signed lease in place as well as proof that first month's rent/security deposit were collected in order to get a DSCR loan (they're business purpose loans and don't allow owner occupancy).

There is a saying in business, "If you're sitting at the poker table for more than 15 minutes and you don't know who the patsy is, you're the patsy."

If you ask anyone in this business, note servicing is the Achilles heel and it is extremely difficult starting one from scratch. 

The Importance of Honesty and Ethics in Private Money LendingAs a private money broker, I am in business to earn a living, but profit should never come at the expense of honesty and integrity.

But we’ve found that while they still stay quite busy they can always manage to come pretty quickly in an emergency.

The fact that you are working with a loan officer who is coaching you on committing fraud, you may want to change your circle of influence. 

So it would depend on following:- What are your top 10/core needs of your business workflow.- Do you want to manage the new system internally or have an outside vendor manage it for you for a small fee.- Would you be requiring custom changes often to your digital workflow?