You have options.if your income doesn't support the refinance you're looking for for whatever reason,  you should look into doing a no income verification refinance. 

All FIBI meetings support a NO SELLING policy, allowing investors--whether seasoned or beginner--to be free about sharing their real estate passions without sales pitches.Each Pasadena Real Estate FIBI meeting includes organized networking intended to identify areas of interest and possible opportunity, industry experts presenting information and experience on a variety of relevant real estate topics, and open networking sessions to enhance the value of coming together to learn.

Obviously the returns are a no brainer.

All of your logistical questions should be able to be answered in a "no-brainer" mindset from a real estate attorney who runs a title company.

I'm also assuming no tax returns so it's a no income verification loan.  

I used my VA loan as it was an easy way to get a no money down loan.

@Kate Christenbury@Kory Reynolds gave you the correct answer, which is a no......assuming that we're talking about a 2nd home that you use for your personal vacations or that of your family and friends, as opposed to using it as an investment property rented to unrelated people. 

For example, in my state you CANNOT do anything that could be construed as Inducing a Buyer, so #1 would be a no-go. 

., but a typical apartment building is a no go.Legitimate 5G is a number of years out contrary to the (misleading) advertising you are seeing, and even then it will not help the coverage issue in many cases. 

The light would be a no plan permit, where the electrician would submit the circuit record card, which allows the City to determine that the modifications are still within the allowable loads and specs for the lights being changed.