I don't know Chicago that well but sounds like that area (the 78) is up and coming and may be a great opportunity as it's still affordable. 

Some common questions include how to choose the right markets, especially with inflation affecting affordability and returns.

For those looking to invest in a growing and economically stable market, Raleigh-Durham presents a perfect combination of affordability, appreciation potential, and a high demand for housing.

Are these type of little to no doc products getting more common again?

i can afford it. 

Its a product we offer, just doesn't get a lot of play, because its a pain to refinance that seller out down the road.

It got me to a point where I can afford to live a little but also be relaxed.

A DSCR product is what you are looking for.DSCR simply doesn't take into account your personal income, instead we qualify the loan on the properties rental income (or projected rental income).Your credit, properties cashflow, loan to value & prepayment penalty are going to be the main determinants on what this loan looks like for you.

Identifying those opportunities can lead to solid investments.Demand for Affordable Housing: The points you made about the demand for older, well-maintained properties in desirable locations are crucial.

Chances are they have to rent elsewhere and can't afford two monthly rent bills.