But if you both go in on all deals together on paper, you're capped at 10 between the two of you, and then you have to start using sub-optimal financing.If you get the primary residence in just Spouse A's name, often Spouse B can qualify for investment property financing regardless of Spouse B's day-job income, provided it cashflows and the down payment funds are seasoned in an account with Spouse B's name on it.

Is it optimal to have a lender in place before doing an agent with a showing?

I have never purchased a condo because I do not want to directly compete with large apartment complexes, but if you’ve already got it and you think it will appreciate remember the old re addage...the optimal holding period for re is forever.

.- no title seasoning on cash out refinances unlike FHA which has 12 months of title seasoning after purchase before you can use market value value or conventional which requires 6 months after acquisition (this applies to CO refinances where you used financing initially to purchase not DFE or delayed financing exception which is an all cash purchase and there is no lien/deed recorded on the property at the time of close), This becomes very handy for  creative RE entrepreneur once you learn how to force equity through adding value to properties you can use VA's no title seasoning advantage to increase the speed at which you move from deal to deal quicker than Conv/FHA- no self sufficiency rule when owner occupying 3-4 unit properties which FHA has (a rule that makes buying 3-4 unit FHA properties in high cost areas nearly impossible) so this a huge plus- use of rental income or other peoples income (OPI) to help you qualify on your 2-4 unit VA purchase (FHA and Conv does allow this too)There's a lot more you can do to optimize your mortgage planning from an investors perspective.With the introduction of the 2018 Tax Cuts, you can structure your taxes strategically to not only greatly reduce the tax impact but also remain bankable to most money sources.

I personally don't use the app and just open BP using my web browser on my phone or Tablet...from what I've seen BP's website is very mobile responsive...Besides having an icon on your home screen & receiving notifications what benefit does the BP app have that can't be accessed from the web version?

I believe these numbers are JUST conservative enough that they won't "talk you out of a good deal" but will protect you from over optimism as well. 

@Yavuz TokdemirLots of info on the web, but do start here:http://www.cslb.ca.gov/

If I might throw on my optimism hat though, once they fully move all of the SEAL teams down to the new Naval Coastal Campus from Coronado, the government's attention to the issue *ought* to be higher than ever considering that these guys are out in the water a lot and when you have a state-of-the-art training facility for our elite forces being influenced by polluted water, this becomes a national security issue.  

I have a roofing company with solid 5 star reviews on every web site that everyone claims to be the best price and value in town who is asking for $55 a sheet replaced.

Criminals are putting old tax returns up for sale on the dark web By Irina Ivanova Updated on: April 17, 2019 / 4:53 PM / MoneyWatch Most people trust their accountant.