Bonus question - do all 4 people on the title need to sign paperwork for my HELOC?  

I think it's a good idea to offer a bonus if they are out earlier.

Other than the simplicity bonus of using the out-of-the-box lease provided by PAR, is there any other reason not to use your own?

Plus it has the added bonus of you being able to provide help to others, which you may not necessarily be able to do at a meetup as a new investor.

I represented myself on this deal and was able to negotiate this property down from $575,000 to $547,500 with $13,500 in closing costs covered by the seller (MLS Market Property Btw - bonus points right?

Recently applied for the remote workers 10k bonus to move to Tulsa, OK so we will see how that goes.

If the foundation repair has a transferable warranty, then the work on the foundation should be a BONUS, if anything!

It may drag between 0 and -$250 in negative cash flow but we want the option to move back as well as it's in a high rent area so if we can see it through to payoff (we are long term holders) it's a cash cow in retirement and it'll be paid off in our fifties.Here's the plan we've been hatching:1. use an 80/10/10 to buy an SFR in Colorado as new primary residence - keeping an eye on the 1% rule but knowing that this won't be a rental for at least 2 years, the reason we wouldn't be putting more down is houses are in the $350-450k range and we want to reserve enough cash to stay on track for #2 below. the piggyback would let us avoid PMI but also pay off the balance at our leisure with the added bonus of keeping a HELOC open as well. 2.

Go in for the cash flow and ensure you are funded with reserves, appreciation is on paper and a bonus in my opinion. 

You can save:- Save from work for your next downpayment- Create value at work and get a promotion / bonus / commissions- Create a side gig(s) (here is a great article)- Let the value of house #1 grow and harvest / leverage it- Flip another home to create capital- BRRRR any property to create value- Find a capital partner or lender whom you can provide value toThere are so many ways...