A month is a stretch many times.You will need a set of criteria.

Everything so far could be easily dealt with, and even the retaining wall, that is from about 4 feet high to about 30 along two separate stretches, might be able to be passed on to the dept of highways/streets, if certain steps were taken first--basically, I think, engineering reports on it's present condition, repairs made, and all other reserve money in the hoa to go with the wall to the receving entity for future repairs...We COULD, for instance, dismantle the playground/park area and sell those two building lots.

I decided some time ago not to be in that "game" as many know, I make unpopular comments and I'm rather hard on those I see that seem to 1. give unconventional advice, 2. violate compliance issue and 3. appear to me to be stretching ethical issues.

We do pay him hourly, but we trust him enough and know that he does not slack off or try to stretch out work (we keep him pretty busy anyways).

Some people just seem to stretch the truth BIG time....It would be so hard for me to hold it together on that one.

Stretched lumber goes to the lumber yard.Lowes can also match and beat pricing from a lumber yard, but it's a really good way to piss off your rep at the lumber yard so I try not to do that unless I'm in trouble.Doors, windows, and flooring should all come from supply houses... not Lowes or HD.

So any claims of "equity" seem like a stretch to me.This particular house was purchased on 12/9/10 for $7000.

Maybe that's a stretch.

As long as I'm not concerned about paying the mortgage, is there a reason not to stretch my capital as far as it can possibly go?

THEN I do my best to 'stretch' and pay capital expenses out of cash flow without touching my capex fund.