And to clarify with some of the above responses, you CAN keep putting 5% down on subsequent primary residences.

In a subject to transaction the buyer is taking over the responsibility of the seller loan without the lender knowing about it. 

It considers factors relevant to renting, like payment history and outstanding debt, so a low ResidentScore can indicate a higher rental risk even if it’s not a traditional credit score.For declining an application due to a low score, here’s a respectful and straightforward way to word your response:---**Dear [Applicant’s Name],**Thank you for your interest in renting [Property Address].

thanks for your response and helpful information!

What we do is hard work and a lot of responsibility.

Did you ever get any responses or feedback on this one?

I did not know about the Tenant's Rights and Responsibilities form.

Quote from @Kitty Walker: @Tiffany Vogel  Thank you so much for the response. 

She is telling me that it is a slow market.

If your lease doesn't explicitly address pest control responsibilities, it’s worth reviewing and considering adding a pest clause in the future to prevent disputes by adding every single pest.