Place your folks where they will flourish and give them autonomy and empower them to do their job without looking over their shoulder all the time and micromanaging them.

I had bites from my ankles to my shoulders.  

I have to throw down Mr Justin Escajeda podcast 123.He was so low in his life that he was at one point he was walking next to train tracks with a sack over his shoulder homeless. 

It is heads and shoulders better than Memphis for all aspects of REI, except perhaps cash flow. 

So then Robert Kiyosaki appeared on my shoulder and asked, "How can you get both properties?" 

Being a stubborn teen I hived into the door a few good times with my shoulders to have it slowly push open and reveal the entire area to be covered in at least 4 foot of snow.

Certainly agree with you that it's easy for me to make that statement on the shoulders of a long bull market though. 

If a client asked me to do it for them, Id explain to them the risks, and when it inevitably blew up Id just shrug my shoulders. 

AC and shoulder season heating came from an 18 SEER mini split (it was 2011 or so).We owned that house for another six years and never saw a dime of increased rent because it was an efficient house.We also do insulation in a lot of SFRs but that doesn't come up. 

@Steve Dove  interesting POV: using the peak months to cover costs and shoulder months for profit.