The lenders require the principal registration to be in MO which is the root of my challenge.

I admit there are others smarter than I about the laws, which is the root of my post. 

I also do not love Grand Forks and would rather not put down any form of roots here - this is more of an emotional choice.I have put in time learning about real estate - going through all the BP podcasts, lurking in the forums, doing due diligence learning about local job trends, populations, schools, etc in the more popular markets (e.g. certain midwestern cities). 

Personally, I feel the area is rooted deep enough now to sustain the current growth based on what I have read and seen over the past few years.

IE: you may be fighting it if you are not dealing with the root cause of the issues.

So I guess I saved about $100. 2nd time it happened within weeks, they determined it was in the sewer line (tree roots) not the drains in the house so they wouldn’t cover it.

But let's look at how to get to the root of the problem and bring the community together in ways everyone can benefit from.Get Support from Your Homeowners AssociationKeep in mind that most of the time, HOAs or those that have a say in such things are primarily focused on the longterm ROI of the community's home investments (as well as maintaining a cultural track for the neighborhood).

We are still building a high school up here in Skagit County and have my real estate roots here.

We are moving away from multi-family management and focusing on our roots of scatter site management. 

But really, finding someone local to just talk to will be huge for you.Best of luck, we're rooting for you!