However, understanding their requirements—such as down payment percentages, reserve requirements, and loan-to-value ratios—is key to getting approved.One of the biggest advantages of working with portfolio lenders is their ability to fund deals that traditional banks might pass on.

This is a complex question, that requires answers with exceptions, caveats, and explanations, but here are rough examples:A.

For traditional loans that rely on personal income and DTI (Conv, govt), there is no requirement that the properties be profitable.

It means that your 2nd required stay can straddle the new year, and it still counts!

If this is a non QM mortgage they may not be required to. 3.

Not sure when you purchased the property, but keep in mind conventional loans require 12 months of seasoning before you can use the appraised value for a cash out refi.

Hello,One of my single family rentals that is outside of Atlanta, was heavily damage in a fire and most likely would require a full rebuild. 

Stessa is a great option, but Baselane is my current personal favorite, partly because it doesn't require that you use a special bank account for rent collection like Stessa does. 

I would attempt to negotiate with LL the scope of work required for the discount.  

Will they require all members or just one?