This means the crime level shouldn't be high, the median income > $40K - $45K, and there should be enough homeowners in the neighborhood.What else I should care about?

@Dayana Castellon the only marketing that would make sense is marketing Airbnb & VRBO are NOT covering already.Maybe market directly to insurance companies looking for rentals for their clients needing temporary housing while their fire-damaged home is being repaired.Corporate travel departments might be another option.Hospitals with resident doctor programs.The challenge will be doing this marketing efficiently enough to make it worthwhile.

Most insurance companies are leaving state by state and stopping to offer landlord insurance all together. 

This includes the seller maintaining property insurance in their name with the buyer added as additional interest and mortgage payments being made from an account in which the seller appears as bank account holder. 

The first mortgage, taxes, insurance, etc on this property have all been paid as agreed during this time.

The area looks to be a decent area for STR rentals and has potential to be a great investment if that goes well, we won't have a mortgage on the property so outside of taxes/insurance/utilities it should be easy to cash flow.

In fact, homeowners insurance will continue to climb because of the risk Tampa faces.If damage or destruction happens in Tampa, demand will not rise as a result.

Make sure your insurance also allows for the AIRBNB. 

example: Car insurance liability coverage is to $300,000. 

I intend to pay all cash, thereby removing the requirement for flood insurance.