I order most things direct delivery to the site and only have them pick up things like grout, drywall, etc., but there are pros and cons of both.Your last paragraph is what most people hear.

I'm going to go in a bit of a different direction.  

The only lenders I'm seeing are way above that as a minimum to finance.Appreciate any creative financing options.Thanks!!

Any suggestions on doing a primary residence house swap, creative finance deal?

Keep going till they shut it down, But then everyone will just get creative.

You need to be direct with sellers.

Essentially, I am looking to see if there is anyone who works at a brokerage where that is their primary focus I was hoping someone on here could direct me on who that might be.

I'm happy to connect directly with you to discuss your options and my thoughts on the feasibility of each.

This casual conversation turned into a unique opportunity, allowing me to connect directly with the owner and negotiate a fair deal before it officially hit the market.

At the end of the day, the sellers looking to transact in creative finance transactions are normally the owners of real estate that cannot sell easily in an arms length transaction or are gouging  the buyer on price.