And while it is indeed  at face level only indefinite deferral. 

Pros: Looking to rent long-term/indefinitely, doesn't plan to move as he wants to be in this neighborhood.

I'm refinancing my primary residence (2-unit, owe $30k), assessed value is $168-180k, that I plan to hold indefinitely.

If she expects to clear a few hundred a month under the deal indefinitely and get half the appreciation in the property I would think the finder’s fee might need to be substantial.

I believe that you can still have privacy and comfort (and actually cashflow even better than MF in most cases) with a single family househack if you find the right floorplan and property, but it really all depends on your goals and what level of effort/expense you're looking to put in (definitely a sliding scale of comfort and elbow grease vs profitability).I work closely with @Craig Curelop and shameless plug if you haven't read his book, it is in my opinion one of the best and most concise resources for househacking knowledge and strategy out there.If you have any other questions or there's ever anything I can do for you, don't hesitate to reach out, always happy to help out however I can! 

It this piece of real estate something you will own indefinitely, or will you sell it and move out of state in 3 years? 

However, I do not wish to keep all my capital in these properties indefinitely.

Figure out where your "doomsday" scenario actually is.IE: If you have 2 properties and they both become vacant at the same time (lets just say 10% chance per month, so 1% chance that they'll both be vacant) I am sure you can afford to keep both running indefinitely while you sort out your exit or get new renters in.What happens when you expand that to 3, 4, 10, 20 properties.

I asked Fannie Mae to reduce the sales price by $4,600 so I could pay off the lien, and they refused that too, saying they were going to pursue the HOA legally in court.I didn't want to tie up $80K cash indefinitely, so I walked away.  

When is enough enough.Do you take your 400K windfall now knowing that next year it will be $450K or do you sit on it indefinitely knowing the rent is not covering the costs of carrying the property.