If you're doing a dscr cash out refi, you're refinancing your mortgage to get cash from your home's equity while also considering your ability to cover your debts based on your income.

*Property Inspections with photo's and reports*Applications underwriter: screens all applicants to ensure their ability to qualify for the propertyUPM is a Bigger Pockets Partner - I'd love to chat more!

This one strikes me as having some devious or less than ethical elements.

The main road (narcoosee) lacks the ability to commute well if that is your main way in and out.

For your primary residence, lenders have to abide by federally required ability to repay (ATR) rules.

Presently, fluctuations in lending rates are affecting developers' ability to initiate new projects, leading to a foreseeable decline in new starts—this cycles repeatedly.

I had hired a contractor in the Fall of 2021 to do some proactive repair work, but his "fix" apparently left the roof vulnerable to the elements.

Their ability, character, and work ethic matter most. 

However, I believe by far the most important step is to underwrite the sponsor themself, their team and its ability to execute, and their track record.After narrowing down a few sponsors that you're reasonably confident won't lose your money, you can begin to see who will grow your money at a faster rate than the others which is where fees come in. 

Often in smaller deals one needs to be able to determine approximate costs, likely issues, and determine and approximate value quickly while larger projects can be taken more slowly.There is an element of creativity as well.