I'm looking for a 2 or 3 unit property (of which I would occupy 1 unit) with access to parking in a decent neighborhood within Hudson, Union, Passaic, Bergen, and/or Essex Counties. 

I'm currently in the military and will be PCSing (moving) within the next 2-3 months, I already have bought a house at my current duty assignment and wish to keep it as a rental property.

We pick it up from there and immediately deposit the rents into our business checking account at a credit union three blocks away.

However, some credit unions and community banks in certain areas of the country are willing to go up to 85% or even 90% LTV.My recommendation is to look up community banks and credit unions in your area then go to the rates page.

The property is a 4 plex near the military post in the area. 

Or are you looking to do vacation rentals or military rentals when you leave?  

That looks about right for a 20% down conventional Fannie/Freddie loan.You might be able to get the % down a little bit but I'd expect to be mid 5's.This is assuming it's an investment property that you won't be occupying.I'd call some of the smaller local banks and credit unions in your area.

Go to your local banks and credit unions.

I am reaching out to everyone in hopes someone has had experience with loud, seemingly aggressive, horse-sized dogs in a neighboring lot and advice for selling or renting.Backstory (it will hopefully help to understand my predicaments): I am currently in the military and stationed in the Saratoga Springs area for the last 3 years.

I am reaching out to everyone in hopes someone has had experience with loud, seemingly aggressive, horse-sized dogs in a neighboring lot and advice for selling or renting.Backstory (it will hopefully help to understand my predicaments): I am currently in the military and stationed in the Saratoga Springs area for the last 3 years.