I think LLCs are over rated unless you have to hold the property in one for financing like most DSCR lenders will require.

Cost of doing business and making a mistake...learning experience.Be careful with what you consider "market rate"....

I think there's going to be a serious thinning out of STRs because of the overall market and interest rates, and people just getting fed up with the platforms, unless one of the newer no/low fee platforms takes off. 

Very high risk and nearly impossible to make the numbers work for long term buy and holds even back in 2017-2021 when rates were favorable.

I don't think it's expected nor do I think it will get you extra business or higher rated reviews.

It was mentioned above you could refinance into a conventional loan, however with the 5% down conventional primary residence loan on multifamily now chances are you won't refinance this FHA loan unless you plan on living there for an extended period of time and rates come down. 

I would potnetially even suggest they pay a big more than value if they are getting that good of a payment/rate.

You are just effectively paying you Canadian tax rates.  

If you already have a super low rate a cash-out ReFi doesn't help. 

.------------------------------------• 0-6 Months (Delayed Purchase, no Rehab completed) - up to 80% of purchase price• 6+ Months (Cash-Out Refinance, no Rehab completed) - up to 75% of appraised value• 0-3 Months (Cash-out refi, Rehab completed) - 75% of appraised value [good rates]• 3-6 Months (Cash-out refi, Rehab completed) - 75% of appraised value [best rates]