The good lord blessed me with a fair amount of intelligence, dedication and determination. 

HANG ON, ya'll.There's some really smart/intelligent/saavy/experienced investors on here jumping right to SELL SELL SELL.

Everybody likes to talk about their wins and sound like a boss, but I think a person talking about their big loss, how they can identify every detail that went wrong and why, and how they will be doing it differently next time, speaks authenticity and true intelligence.

To use your skills and intelligence to create more value than you would receive from a diversified portfolio.

While we encourage intelligent debate and discussion, outright trolling is just annoying. 

Like I said, these people have no ethics to say the last, and frankly, aren't that intelligent; this is mortgage fraud on the highest level. 

How common is for a group of investors to sell properties amongst themselves to inflate the apparent value of the property before approaching a HML to draw out the value?Came across one such group. If I understand it ...

Thanks for asking such an intelligent and thoughtful question.

Thank me later.MIGRATION PATTERNS AND TRENDSAccording to a new survey by Edelman Intelligence, 53% of Californians are considering moving out of state due to the high cost of living.

They will change the market values as they push values up artificially.