My goal is to have 20 doors via the BRRRR method.Bought my first property in cash, split it in two, rehabbed it and are about to start renting it, have been approaching local banks searching for a refinance mortgage but without any luck since I don't have a W2 or the revenue history (2 years) that the common bank is looking for before lending the money for the mortgage.Can anyone recommend a credit union or bank that can provide an asset-backed mortgage for the property without looking at the personal finance?

Hi all, I live in NJ and I am looking for recommendations on Agents in the Hudson County and Union County.

@Alina Trigub I am a newbie wanna be REI in union county.

I've checked with local credit unions as well as bigger banks. 2) Would I be wiser to apply for the loan to construct an ADU and then, at some point, apply a condo regime?

So we decided to go to out local credit union and got a bunch of options for the HELOC rates.

Lenders will normally consider 75% of the fair market rent as your income for purposes of qualifying for the loan.An alternative to consider is a "portfolio loan" with a local lender like a credit union or community bank. 

I would also suggest checking out CCU (California credit union).

I am also curious to see if anyone has suggestions for local banks/credit unions that they use for financing.  

@Ashley Sanchez you will have better luck reaching out to local banks, or credit unions.

@Don NelsonPenFed - Pentagon Federal Credit Union If you don't meet their government/military membership requirements then you can always make a small donation to their charity to qualify.