You think I should just keep on making minimal payments or should I go ahead and pay down the 20%.  

Cleared completely overgrown acre of trach trees, opened up the exterior space, put in aggregate driveway and parking spots for 4 vehicles.

This may be your best bet as it lets you hold off on formation, but its important to make the title company and the lender aware ahead of time so they can update title and prepare the loan docs with the correct entity name.

In either case, if you call the employee listed on her voucher or annual renewal notice, they're usually happy to run the numbers ahead of time and let you know exactly what will happen, though they obviously wont encourage you to raise the rent over the limit even if they wont actually reject the increase. 

@Gino Cerrone big congrats on getting after it like that, I'd say you are way ahead of most people your age and certainly ahead of where I was at that time. 

doing some research for an upcoming presentation, and as a hands-ON investor, it can be hard for me to really put my 'hands-OFF hat' on and compare passive investing vehicles without any bias. i'd love to hear especially from those who have tried multiple strategies, which of these you lean towards most & why:- syndications- REITs- private lending- being a hands-off capital partner- buying from turnkey companies (not sure i'd call this passive though)...

I’m ready for long path ahead of me  

Exciting journey ahead in rental property investment!

Neighbor refuses to compensate me for the towing fee.I paid Neighbor for a service - the long term storage of my vehicle, via one of their hosts.

More important than what you owe on your current home is why are you moving and what did you pay for it.If you’re moving for a lifestyle upgrade or other non-financial reason go ahead and move.