Hey Tim -My situation is a bit unique in that I really don't like / need debt to get things going.

Every 2-story home on the planet has this issue, it's not unique to yours.Also, if you can install vents in your bathrooms, that would be a really good idea.  

I've heard about people having success with them, but personally, I always throw out any postcards that look like marketing spam.We've been trying to come up with unique ways to make them grab attention and I wanted to hear any thoughts the BP community might have. 

Now may not be the best time to stretch for a deal and accept lower margins just to stay busy.

I understand it may be a unique situation with our community but I wanted to share with the OP as well.

With your method of paying off the properties it would be foolish to keep them once they are paid off as their cash value wisely invested elsewhere, in a truly passive form at retirement, will far exceed any income the properties themselves generate.Rental properties can not be considered as a passive investment by any stretch of the imagination.

Hello BP,I am struggling with my apartment underwriting standards. I use a set of conservative or semi-conservative rules that should keep me out of trouble if the market turns against me. What I keep finding out is t...

I know that might be a bit of a stretch but I have excellent credit and am willing to put skin in the game.

might be able to stretch the budget if the numbers work.  

Also, are there any inclement weather problems unique to that part of the country that damage properties, like tornadoes?