What is that secret ingredient missing for it not to be hard?

The simplest question to ask "If I buy at the auction, will the title be clear, marketable, and insurable?

Some of this begins to become work, however.For my money, rehab loans are the simplest, safest, and most time efficient approach for the return.Jeff

Job growth will also continue to be strong at 2.9%.Also IRR's (Integra Realty Resources) analysis now puts Sacramento among the markets in the early stages of Expansion which tells us that there might be room for it to grow substantially before hitting the Oversupply phase.All ingredients for successful real estate investment ;)I hope it helps.Best,Lennon

That's clearly the simplest way to go with your  1031 property.

But that's me, it's the simplest and easiest way to do things. 

So I say being a newbie and can not get the simplest thing down is very frustrating to me.

Your simplest option would be to talk to local property managers.

Assuming you want the simplest option, keeping it and letting it appreciate while getting, frankly, some amazing monthly income, is the obvious answer.

In the simplest of examples, if we have a UPB of $45 and a payoff is requested for the loan the amount due will exceed $45 mainly due to the per diem interest required to pay.