They are the one that is going to protect your investment long term. 

i am also a little bit concerned about renting, cause I heard a lot of cases where tenants didn’t pay the rentHow do I protect myself from this? 

Their customer service is second to none and they've got more education and networking opportunities than any other company. 

You will also be paying for: - Recycling - Stormwater - Yard Waste - Water Base Charge - Watershed Protection - Water Infrastructure Replacement Charge - Waste Water Base charge - Waste Water Infrastructure Replacement ChargeThe "overhead" charges currently total $49.94.

Usually these fall into 2 groups:   Additional protected classes,  mainly source of income,   and inspection/registration requirements.  

Also, you don’t need  $360k if the loan gets called; with a principal loan balance of $240k it would be more like $250k.Whether you do a wrap, sub to, or lease option when dealing with a owner occupant / consumer there are many legal “traps” to navigate because of consumer protection laws at a state level, and CFPB and Dodd Frank at the Federal level.  

very strong protection indeed!

It can help with liability protection and organization.Software for Cash Flow: You can find plenty of real estate-specific software, like Stessa or Rentometer, which help analyze deals and track performance.

I don't know the details of your lease - rents, length of lease, triple net, commission amount - but if it makes financial sense and makes the customer happy then absolutely pay for it.

A well written management contract should clearly spell out what is expected of both the PMC and the owner, to PROTECT both and avoid misunderstandings.