Again that's no problem as long as they're top producers. 

Fed induced recession causing home price deflation does not equal crash or collapse. when home owners are not over leveraged, have cash reserves, and have income then home price deflation isn't a problem as home owners are not at risk of default. a recession could be resetting over valuation as a home price correction. corrections in the housing market are usually about 10% but they could be more without causing a crash or collapse with massive default. no different price corrections on wall street to weed out over valuation and over leverage to reset or normalize asset pricing which does not equal crash or collapse necessarily.

I signed up in New Orleans in April and am having the same problem as everyone else.

In the past I have rehabbed many homes and dealt with many lenders and I have never had a problem.  A

Hopefully there’s a property manager involved, or that could be the problem as well. 

@Anil Samuel I had the same tagging problem as well.

They commute from Camp Verde or Cottonwood, which is 30-40 min each way (assuming the 179 isn't backed up in/out of Sedona)That should be no problem, A typical commute it seems.

The issue I think is people don't take the time to get quotes and would rather discount the GC's work, which that too is a problemA Contractor must get his overhead and profit out of all time invested on every project. 

Would I run into the same problem as going through a mortgage company in that I would have to put 20% down which is about 37,000 with a hard money lender?

I have no issues paying for fees but when the fees don't match what I've seen historically, then there's a problem. A