My credit card only charges my Netflix and is paid off in full to maintain 3 lines of credit.

@Jonathan Farber - The carriers hold all the cards on where the sites are needed and they distribute the locations to strategic partners that build the towers and lease them back. 

I previously used a company for my first flip that used credit cards at 0% intro interest rate to complete my first flip.

I do however have a HELOC and credit cards that could give me access to 50k plus.

When people state that they don't want me to call their current landlord because they don't want to show their cards until they have something lined up....... ok...... then I need to contact your 2 previous landlords.The current landlord reference can be an issue anyway...... the tenant may be a huge PITA and the LL wants them gone anyway...... they may give a glowing review or hold back the truth just to get rid of them.

The bank said we could do 80% LTV, I would then use the funds to pay off some personal debt (credit card/ car note) which is around $400 in payments a month and then have 25-30k left over to put as down payment on another SF rental.

. $20 for business cards from Vistaprint then I taught them a simple script to use with their friends and workmates along the lines of: "I'm looking for houses to buy, if you know anybody wanting to sell please give them this card or get their number and let me contact them.

Credit (cards) with Office Depot, Home Depot, office max, lowes, etc.  

Check and credit card will be last on the list . 

You received a post card telling you the assessment had been changed.