My best offer would be no more than $89k which doesn't cover the outstanding loan.I don't fully understand wraps like discussed in PC70, interesting to me but I don't see how that would work either.Remember I'm new, so I'm trying to find the option that works best for this owner.

If the outstanding balance on the mortgage is low, you could be working with the executor to find better alternatives than a trustee sale.

.#1 reason I require good work history(stability)..example 1..collected all monies from enforced garnishment(paid thru employer)example 2..tenant payed outstanding balance before garnishment enforced bank notified, tenant called and processed direct pay...Of course most times, I never pursue unless balance $500+

The trick then becomes figuring out which loans are still open and outstanding (using either a model or by sorting through reconveyances, or both), and what the balance on those loans is (not public record at all, can only guess).

I hope this is not too vague but here are the details.It is a parcel of raw land, zoned highway commercial, in a high traffic area.

There can be legal issues pertaining to the HOA, corruption in the property management, too many outstanding liens etc which limits your ability to liquidate your investment. 

I talked to someone in the area who told me that new builds would sell for $85/ sq ft but after reviewing comps most were 30 years old listed for $65/ sq ft and lingered on the market for 6 to 9 months.The owner of the land is already going to have to take a bath because when he bought it the cabin was usable but it has been left to rot.It is not close enough to any small town to sell to anyone except as a hunting cabin or small weekend farm and its not along a major state highway.

I just purchased a water lien at a tax sale.4 months later, I confirmed water bills are STILL unpaid by the homeowner, and I have confirmed the $$ amount owned, but I have tried unsuccessfully to pay this water lien AND ADD it to my current Tax Certificate (recorded from the county).Whenever I speak to the Tax Collector, she says yes I can pay it, but when I tell her I want to pay it ONLY to add the balance to my outstanding Tax Certificate balance owed so I can collect 18% on the new amount paid, she looks at me like I have two heads.My assumption was it was possible to add new outstanding liens to my previous Tax Sale purchase.

I had outstanding payables of around $10,000 but had attempted to recover the funds many times with no success.

How about Tuesday 7:30 PM at the Starbucks off of HWY 69 in NederlandStarbucks3610 Highway 365Nederland, TX 77627-7835