Check and credit card will be last on the list . 

You received a post card telling you the assessment had been changed.

thanks guys sounds like cozy is the winner can they use a card or does it have to be linked to a bank account?

As for where to start, I would start by reading the BP forums, listen to BP podcast episodes and check out the beginner's guide here: https://www.biggerpockets.com/real-estate-investin...In my opinion, his methodology is helpful to people who have a lot of consumer debt (credit cards, personal loans, etc), but not all that applicable to real estate investors. 

. - cashflow - 2 houses rented, overall cashflowing $1500 extra per month (2 mortgage and expenses all paid from it)- debt: 19k student loan at 6.5%, car loan 25k at 2%, 2 mortgages 108k at 3.5% and 314k at 4.5%. 15k credit card debt at...19%Basically has 15-20k cash atm and 5k coming in monthly, so could either wait, pay off all debt or buy another property.Big on Jersey City, and potentially looking at areas like Palm springs / Miami for a vacation/investment property.

Do we need a separate credit card for expenses too?

Just need to find a company that will at a minimum print yellow letters/post cards for me.Let me know if you have found a Canadian company.

I have no credit card debt or any other debt (ie car  payments, student loans etc).

By Day 20, had an overseas hacker stolen their identity and used it to open multiple credit cards in their name?

You do it by adding up all your outstanding debt balances related to real estate (mortgages, credit card, etc.) and divide it over the fair market value of the real estate portfolio (including cash dedicated to the portfolio).