If diligent and patient investing strategies don’t sound fun, you can always just throw it all into bitcoin.

Vintage year is also very important, is this a c-class property (which it sounds like it is, maybe c-), B-class etc. 

Using your own funds to pay down your loan so you get a bigger loan sounds like a zero sum gain (aka IE using 1 dollar to pay down loan so you can net 1 more dollar from the new proposed loan) So how are you going to net more cash when spending 1 dollar to get another 1 dollar ?

sounds like you are on the right track - house hacking or BRRRR to jumpstart the journey is a pretty solid tried and true gameplan

This sounds suspicious. 

Your first post sounds like a purchase, but this statement "The $20,000 was when I refinanced and did HARP with Wells Fargo twice." makes it sound like a refi.If it was a refi, was this $20K an existing debt of yours that was not caught and paid off on the refi? 

Sounds like a good plan with BRRRR in Columbus, Brad!

Quote from @Arvand Sabetian: I think most others have already provided sound advice.I wanted to emphasis having a conversation with your tenants about the septic tank, not just a clause in the lease that you assume they'll read and understand.Many people are unaware of what they can be doing that causes issues to septic tanks (e.g., flushing the wrong items).Also, make sure you do a walkthrough yourself prior to filling the unit.

Bottom line, if it sounds too good to be true, it probably is.

I had a intro call with them on Friday and their business model sounds amazing, but maybe too amazing.