I would only focus on cap rates for larger assets.

Retail real estate continues to be a valuable asset amid limited availability and high demand.

One has debts totally $1.8 million including maxed out cc at 19%; with their only asset being a $125,000 401k and $10,000 in “emergency” savings.  

Sometimes people can be misinformed, thinking these are loosely originated mortgage loans akin to the “NINJA” (no income, no job, and no assets) loans that were common in the early 2000s and helped lead to the last real estate crash.After reading this guide, you should be both well-equipped to know what to expect in the DSCR loan underwriting process and be able to dispel any myths about DSCR loans being a repeat of the poorly documented “no doc” loans of the past.

I did not see one post on asset protection. 

(outside of going after your personal assets) Banks and financial institutions are too smart to be putting themselves in this type of scenario.  

@Anne ChristensenA couple of years back, my wife and I set up a very in-depth asset protection plan.

I think your biggest barrier is finding an asset that will meet DSCR requirements in your target location without having 40-50% down.

They had changed the digital thermostat setting to celsius instead of fahrenheit

Are you seeing more opportunities in residential, commercial, or alternative asset classes, and how are you adapting to these changes?