Obviously you said you are very experienced so I'm sure thats based on that. 

With the idea of "we can turn money today into more money tomorrow by investing it," I place most of this within a taxable brokerage account where it grows based on the market broadly speaking.

So creating all these funky financials is great, but if you are using those in a presentation that information should be in the PPM or an official document as if someone is making a decision based on that - it can come back to bite them.

Key Steps Before ProceedingContact the Loan Servicer: They will guide you through the assumption process and confirm whether an entity can participate.Consult an Attorney: If you’re considering title transfers or joint ventures, an attorney familiar with VA loans can help you navigate potential risks.Understand Due-On-Sale Clauses: Ensure any post-assumption changes comply with the loan terms to avoid triggering repayment demands.Final ThoughtsVA loans are a unique and valuable financing tool, but the program’s focus on personal borrowers makes entity-based assumptions unlikely.

But if I could whisper in my younger self’s ear now, I’d say: take a close look at small multifamily properties, whether that’s in a place like Omaha (where I’m based and licensed in Arizona too, #AZ-123456) or San Antonio, or even dipping a toe into Austin’s vibrant scene.

This is public info and usually it will change based on seller being there a long time or something like an elderly tax rate.What are insurance costs like (we've got a lot of local variability around fire insurance for ex.)?

Sam, your assumptions and tactics are off base.

. - of course, your conclusion is correct.

They will likely count your potential rent as part of their analysis and should give you a good idea of how much you could "buy" based on your situation.

I just had it on my mind based on some recent discussions.