I suggest examining that carefully.

I don't care about keeping the business account at this point.  

Could probably cut that down a little but I tend to underwrite conservatively. 

I’d much rather create that reality than simply cutting down our costs and deleting all of our passive income.

Feel free to ask if anything else comes up along the way always happy to help a fellow investor-to-be get going in this crazy, rewarding industry.Take care, Pat & JasperTurning investment visions into REALITY in Phoenix, AZ - Ranked #1 for residential real estate growth and opportunity by PwC

I offered the gentleman's agreement for the charitable donation in my name to a cause that I care about. 

Be careful though.

The seller already has given me a good deal on the property due to her being forced to return to NYC for work post-covid (seller is paying $20K out of pocket after overpaying for the property 2 yrs ago, and sellers agent is taking a commission cut to make the deal work).

The carefully curated aesthetics are what I'm most proud of - and helped us bring a great return.

FYI: most cities won't allow a tenant to live in a basement, but they don't care that an owner lives in it.