It's the one thing that will deter or accelerate all our projects and i think it's silly that each one of us has spent/will spend so much time locating and vetting lenders.

New to the website and looking into accelerated mortgage payoff. 

A degree will help, but it is not necessary, if you ever want to accelerate into brokerage level, economics and business classes will help!

@Tim Robinson to quit claim the property into or out of an LLC while you have a mortgage loan in place is deemed a conveyance that will place you in default and automatically accelerate your loan.

Hence why this site exists to help accelerate the time it takes for someone brand new to real estate to get going. 

That would make for a mortgage payment less than your rent (PITI of $1,590.96 @ 4.5% interest rate).You could rent out the other two rooms for $500/mo (kinda like you're doing now), and drop your share of the monthly payment to only $600 or so before utilities.This would increase your savings per year by $12,000 per year (+480%), which would allow you spend that money paying down the current mortgage at an accelerated rate, make renovations to the property to increase it's value, and save up for your second property.

For now maybe get a side gig to accelerate your savings.

Back in 2006-2012 they called these loans the home ownership accelerator (HOA) mortgages.

VA doesn't have accelerated clause if someone is looking to purchase as you are but I ask because I've personally never experience (I've done residential and investment loans) VA loans that are assumable.

$67k will reinstate them and includes my fee. accelerated amount is $130k